The principle: a cover letter is not a summary of your CV. It answers two questions, why this firm and why you, using specific evidence rather than adjectives. Keep it to one page and three short moves: a sharp opening, proof of how you work, and a researched reason for choosing them.
Worked Example

The Letter, Annotated

Sensitive details have been redacted. All quantified results are real and consistent with the accompanying CV. The numbered notes explain why each part of the letter works.

Muntasir Ali

(address)  |  (email)  |  (phone number)  |  LinkedIn (link)

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The Header

Your details on one tidy line beneath your name, then the firm's full postal address. The address block signals a tailored letter, not a mass email.

Dear Hiring Team,

The Salutation

Address a named person whenever you can find one; it quietly proves you did the research. Your greeting also decides the sign-off.

I am applying for the [Firm] Insight Programme. As a first-year Political Economy student at King's College London, I am drawn to strategy consulting for a specific reason: the discipline of building conclusions from evidence rather than from assumption. That principle sits at the centre of how [Firm] operates, and it is what separates the firm from its peers in my mind.

The Opening Hook

Name the role in the first sentence, then earn attention with one specific reason anchored to something true about the firm. Never "I have always been passionate about…".

Three things from my first year demonstrate how I work:

The Signpost

One line that tells the reader how the letter is structured. A clear number makes it easy to skim in seconds.

  • Structured problem-solving under pressure. At EY's spring week, I diagnosed a fictional client's tax position and proposed an Irish holding company restructure that reduced the effective corporate tax rate from 25% to 12.5%, unlocking an estimated £400k to £1m in annual savings. I then led the group presentation, designing a reinvestment framework to compound that efficiency through Full Expensing relief.
  • Analytical decision-making with real stakes. Selected as the only KCL student at a Goldman Sachs-hosted asset management simulation reserved for Imperial College students, I managed a $20m multi-asset portfolio across three simulated quarters, interpreting live macroeconomic signals to generate $1.2m in returns.
  • Building something from nothing. In April 2026, I founded the KCL Alternative Investments Society, recruiting a senior leadership team, growing the Instagram presence to 350+ followers, and attracting 40+ members before our October 2026 launch. Every decision required prioritisation, communication, and stakeholder buy-in under real constraints.
The Evidence

Lead each bullet with the skill in bold, then prove it with a quantified result. Vary the three so they cover different strengths: technical, analytical, entrepreneurial.

[Firm] appeals to me because of what it actually does, not just what it is. The firm's expansion of its Financial Services practice and its London-led Payments work address exactly the structural questions I find most interesting: how capital flows change as technology, regulation, and consumer behaviour collide. The London office is where [Firm] began in 1983, and it remains one of its largest and most internationally diverse, a culture built around over 30 nationalities working closely together. That environment, combined with the local staffing model and early Associate ownership, makes the Insight Programme the right place for me to stress-test whether this is where I can do my best work.

Why This Firm

Where most letters fail. Name practices, projects and values you could only know by researching the firm, and connect each one back to your own interests.

I would welcome the opportunity to demonstrate that in person on [date].

The Closing

One line of quiet confidence with a forward look. Reference the specific interview or assessment date if you have one.

Yours sincerely,

Muntasir Ali

The Sign-off

Match it to your greeting, and add your degree and university beneath your name so the reader places you at a glance.

Before You Send

The Details That Get Checked

Sincerely or Faithfully

A named recipient takes "Yours sincerely,". "Dear Hiring Team" or "Dear Sir or Madam" strictly takes "Yours faithfully,".

Numbers Match the CV

Keep every figure consistent with your CV and across applications. Mismatched numbers undermine trust.

Date the Letter

Add the date above the greeting. It is a small formal detail that many applicants forget.

Full Postal Address

Include the firm's complete address block, not just its name. It reads as written for them.

A Named Recipient

Find a real person where possible, for example "Dear Ms Lewthwaite,". A team inbox is the fallback, not the default.

A One-Line Closing

Do not restate the letter. A single forward-looking sentence is enough.

Template

Download the Cover Letter Template

Download the worked example as a PDF and use it as your starting point. Adapt the structure, replace the content with your own experience.